Run this checklist before you assume you're covered.
- Every high-value item is photographed, front and back.
- Grades and cert numbers are recorded.
- Purchase prices and current values are filled in.
- You can export an itemized, valued inventory.
- Standout pieces are scheduled or on a specialty policy.
- Values are current, not years out of date.
If any box is unchecked, start there. Insurance Basics explains why each one matters.